Yes, the pay-and-play fantasy games in India are completely safe as they are completely legal. Winning participants are usually given their money/rewards within an hour of the completion of events. Winnings are generally transferred electronically after fans have linked their bank accounts with the gaming applications. Players can withdraw their money whenever necessary or reinvest it on a new play. 

Players are however advised to use only reliable fantasy gaming applications to avoid the risk of being conned. The reliability of a fantasy gaming application can be gauged by their years of experience in the field, market appeal, tax structure and cash withdrawal structure. It would be safer for a user to select an established fantasy gaming platform rather than picking one which is lesser-known but promises greater returns.